![]() This information is entered into the Consular Lost/Stolen Passport System. Department of State has a section on their web-site devoted to reporting a lost or stolen passport. Most states will issue you a new driver's license and number.įor travelers whose passports are stolen, the U.S. If your drivers license is stolen, immediately contact the Secretary of State Office or Department of Motor Vehicles in the state where your drivers license was issued. In addition to the information stored on credit and debit cards, photo identification such as driver's licenses and passports are equally as enticing to thieves for the information that they contain. Send this Letter to Collection Agencies to those collection agencies who contact you.ĬONTACT AGENCIES ISSUING YOU PHOTO IDENTIFICATION In some instances, your first indication that you are a victim of a financial crime is a call or letter from a collection agency. ![]() To ensure that no additional accounts are affected, send this Flag Account Letter to all of your unaffected accounts, informing the creditor that you would like to be contacted prior to any changes being made to your account. PLACE AN ALERT ON ACCOUNTS NOT YET AFFECTED The creditor must acknowledge your complaint in writing within 30 days and must resolve the dispute within 2 billing cycles. Be sure to send this letter by certified mail, return receipt so that you have proof that the creditor received it. Under the act, you must contact creditors in writing within 60 days from when the creditor would have mailed the erroneous statement. ![]() The Fair Credit Billing Act has established procedures for resolving errors or fraudulent charges on your credit cards. " If the company does not have a special form to dispute the fraud, you may be able to use this Letter to Credit Grantors. Check to see if the company will accept the Federal Trade Commission's " ID Theft Affidavit. Creditors may often gamble with purchases that appear legitimate and simply write off the loss if the sale turns out to be fraudulent.ĭISPUTE AND CLOSE ALL ACCOUNTS THAT WERE OPENED FRAUDULENTLYĪsk the company to send you the necessary forms for disputing fraudulent charges or debits. These "fraud alerts" are only as good as the creditors who see them and choose to adhere by them. Be sure to order a copy of your credit report for review to make sure that no additional fraudulent activity has occurred. Ask that they place a "fraud alert" or "victim statement" on your credit report and that they contact you personally prior to the opening of any new accounts. PLACE A "FRAUD ALERT" OR "VICTIM STATEMENT" ON YOUR CREDIT REPORTĬontact Experian, Equifax, TransUnion and inform them that you are a victim. A police agency within any of those jurisdictions is required by Michigan Law to take the report under MCL 780.754a Under new Michigan Law, a victim is entitled to file a report of identity theft within three different venues listed under MCL 762.10c. Local authorities may tell you that they can't take a report, however Michigan law has made a victim's hometown police department the standard reporting agency for identity theft. The Federal Trade Commission encourages you to be persistent. Once you have printed and completed the form, gather copies (no originals please) of any and all documents that you feel are important to your complaint provide them to your local law enforcement agency. FILL OUT THE Identity Theft Victim Information (DD-014) FORM
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